*APR means Annual Percentage Rate. Subject to approved credit. $40 VSI fee apply at closing. No prepayment penalty. Certain restrictions and exclusions apply. Offer available to consumers only. Offer and rates subject to change at any time. The borrower must have a Beacon score of 680 or above to qualify for this APR. Rate discounts can be applied. Refinance loans or loans for automobiles purchased from individuals are ineligible. Sample loan of $10,040 for a term of 60 months estimated payment of $177.52 for 59 months with a final payment being due of $177.53.