Higher Education

If you're concerned about the rising trend in college education costs, you may want to consider the following options to prepare financially.  Click on a link to learn more about a particular option.

Planning Ahead for College:

• Children's Savings
• Prime Savings
• Certificates of Deposit
• Coverdell Education Savings Account-a nondeductable account that features tax-free withdrawals.  Call us at (706) 738-6990 or 1-888-GaBank1 to learn more.

If You're Preparing to Send a Student to College, You May Want to Consider:

• Checking Account Options for your College Student
• FREE Internet B@nking to help you monitor, if necessary, your student's spending patterns.
• FREE Bill P@y
• Credit Card Options
• Home Equity Lines of Credit (HELOCs) to help defray the costs of college. Call us at
  (706) 738-6990 or 1-888-GaBank1 to learn more.
• Mortgage Refinance Options available that may potentially lower your monthly mortgage payment and free up extra income.
• Unsecured Lines of Credit
• Car Loans

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