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Personal Checking
We offer several accounts, from basic needs to those with preferred rates of interest.
All of our checking accounts offer these features:
- Basics
- Free Debit Card
- Monthly Statement
- FDIC Insurance up to $250,000
- $50 Minimum to Open
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- Conveniences
- Free Internet B@nking
- Free Online Bill P@y
- Free e-Statements
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- Perks
- Reduced Rates on New Installment Loans with ACH Deduction1
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Totally Free Checking5
This account is free, flexible and convenient.
- No minimum balance
- No monthly service charge
- Unlimited check writing and debit card use
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Advantages @ School Checking
This free account is ideal for students age 16 and up.
- No minimum balance
- No monthly service charge
- No opening deposit when opened at a participating school
- Free ATM use nationwide (our fees waived)3
- Free first order of bank-stock checks
- Unlimited check writing and debit card6 use
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A free, high interest account with amazing benefits.
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Premium Interest Checking
Earn competitive rates of interest with this account.
- Preferred interest rate on balances greater than $2,500
- Unlimited check writing and debit card use
- No monthly service charge if $1,000 balance maintained (otherwise $8)
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Advantages @ Work Checking
This interest-bearing account is available to employees of participating companies.
- No minimum balance
- No monthly service charge
- Free ATM use nationwide (our fees waived)3
- Free first order of bank-stock checks
- Unlimited check writing
- Free single-signature American Express Traveler’s Cheques or official checks
- Free one-year rental of 3x5 safe deposit box (new rentals)4
- Higher CD rates
- Discounted mortgage closing costs
- Rate discounts on new installment loans with automatic payment
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iMPACT @ Work Checking
This interest-bearing account is available to employees of participating companies.
- Earn BIG interest
- Unlimited ATM fee refunds nationwide2
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Free single-signature American Express Traveler's Cheques and Official Checks
- Free one-year rental of 3x5 safe deposit box (new rentals)3
- Higher CD rates
- Discounted mortgage closing costs
- Rate discounts on new installment loans with automatic payment
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Economy Interest Checking
Instead of a monthly fee, this account allows you to pay as you go for the checks you write.
- Competitive interest rate
- No minimum balance
- No monthly service charge
- Only $.20 per check
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VIP Interest Checking
Enjoy free checking and interest earnings when you sign up for direct deposit or automatic loan payments.
- Competitive interest rate
- No minimum balance
- No monthly service charge
- Unlimited check writing and debit card use
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No Minimum Interest Checking
There’s no minimum balance requirement for this account, and it comes with free checks, interest earnings and unlimited check writing privileges.
- Competitive interest rate
- Free bank-stock checks for life
- No minimum balance
- Unlimited check writing and debit card use
- Low $4 monthly service charge
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Low Minimum Interest Checking
With just a low minimum balance, you can earn competitive interest on your money.
- Competitive interest rate
- Unlimited check writing and debit card use
- No monthly service charge if $400 balance maintained (otherwise $6)
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50+ Free Interest Checking
This account is free and offers interest for anyone age 50 and up.
- Competitive interest rate
- No minimum balance
- No monthly service charge
- Unlimited check writing and debit card use
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1 Does not include residential mortgage loans.
2 To earn the high yield interest rate and receive unlimited nationwide ATM fee refunds you must have at least one direct deposit, one automatic payment or have one payment through online Bill P@y post and clear per qualification cycle; enroll and receive electronic statements; and have 10 debit card purchases post and clear per qualification cycle. Offer available for personal accounts only.
3 Other institutions’ fees may apply.
4 Subject to availability.
5 If a Totally Free Checking account has no activity for 60 days, it is converted to a No Minimum Interest Checking account and is subject to corresponding terms of service.
6 Signed approval from an adult is required for students age 16-18 to obtain a debit card.
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