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Privacy StatementNOTICE OF YOUR We, our, and us, when used in this notice, mean Georgia Bank & Trust. This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We will tell you what information we share about you with other entities. We will explain what your rights are, and how you can exercise them. If you share an account relationship with someone else, such as a joint account holder or co-borrower, we suggest that you share this information with such persons to ensure that each of you is aware of our policy and your options. We first define some terms.
THE INFORMATION WE COLLECT We collect information about you from the following sources:
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information. YOUR INFORMATION AND OUR AFFILIATES We may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:
Types Of Affiliates We may disclose information about you to the following types of affiliates:
Reasons For Disclosure We may disclose information about you to our affiliates:
YOUR INFORMATION AND OTHER PARTIES In addition to our policy with respect to affiliates, we may disclose information to other parties. Here are the kinds of information we disclose to these other parties:
You may opt out of the disclosure of the information listed above. State Limitations AL, AK, CA, ID and VT - We will not share this information about customers who reside in Alabama, Alaska, California, Idaho or Vermont. MA, MS and NJ - We will not share any information derived from deposit relationships with us about customers who reside in Massachusetts, Mississippi or New Jersey. If you have a loan account or other customer relationship in addition to a deposit account relationship, and you do not want us to share this information about you, you should opt out using a method described below. IL - We will not share this information about our customers who reside in Illinois with other parties. Types of Other Parties We may disclose information about you to the following types of other parties:
We may also disclose information about you to other parties as permitted by law. Reasons For Disclosing We may disclose information about you to other parties to provide you with information about additional products and services. Future Disclosure To Other Parties We also reserve the right to disclose the following additional information about you to other parties in the future:
You may opt out of the disclosure of the information listed above. We may disclose this information with the parties listed under the heading Types of Other Parties, as well as the following additional parties:
INFORMATION ABOUT FORMER CUSTOMERS We have the same policy about disclosing information about former customers as we do about current customers. AUTHORIZED SHARING - OUTSIDE MARKETING SERVICES We may disclose the following information to companies that perform marketing services on our behalf:
We disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law. Types of Businesses Here are the types of businesses with whom we may disclose information for outside marketing purposes:
Reasons For Disclosing We may disclose information about you to companies that perform marketing services on our behalf to provide you with information about additional products and services. Limitations on Disclosure Here are the limitations we impose on the use of information disclosed to companies that perform marketing services on our behalf:
Future Disclosure To Outside Marketing Services We also reserve the right to disclose information about you in the future with the following types of marketing services:
YOUR RIGHT TO BLOCK THE DISCLOSURE Affiliates. We are permitted to disclose information about our transactions or experiences with you to affiliates. You do not have the right to opt out of the disclosure of this particular type of information. We may also disclose other information to our affiliates (that is, information beyond our transactions and experiences with you), unless you tell us to not disclose this other information. Other Parties. If you do not want us to share your information with other parties, you can block the release of certain information. This is known as your right to "opt out." Your decision to block the disclosure of your information will apply to information collected from all products and services you receive from us. Remember, though, that your opt out will not apply to information we share that is related to your actual transaction and experience with one of us, which we make available to our affiliates. If you have obtained one or more products or services jointly, an opt out instruction by any party will be effective for all of that party's information we have collected and for all information collected in conjunction with the product or service for all other joint parties. If one of you chooses to opt out, no information we have collected about you will be shared, nor will we share information about any other joint party collected in conjunction with the product or service. If you wish to opt out of the disclosure of your information, you may do so by filling out the following form(s): Financial Privacy Rights Opt-Out Form
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