Personal Loans >>

We have flexible borrowing solutions to help you achieve your goals.

Mortgages >>

Let us help make your first or next home a reality.

Business Loans >>

We understand the needs of businesses and can help you operate more efficiently.

Caring. Connecting. Doing the right thing.

We genuinely believe a bank can do good things for people and have a positive impact. Just making transactions has never appealed to us. We'd rather make lifelong relationships.


Until we complete conversion, which is scheduled for President’s Day weekend, it is important that you understand that Georgia Bank & Trust Company of Augusta (“GB&T”) and Southern Bank & Trust, a division of GB&T, are not banking entities separate from South State Bank. Any references on the website or in bank documentation to “Georgia Bank & Trust,” “Georgia Bank & Trust Company of Augusta,” “Southern Bank & Trust, a division of GB&T” or any such similar reference before conversion is complete means Georgia Bank & Trust, a division of South State Bank. South State Bank and Georgia Bank & Trust, a division of South State Bank, are the same FDIC-insured institution. Deposits held under “South State Bank” or “Georgia Bank & Trust, a division of South State Bank” are not separately insured.