To run your business efficiently, you need instant access to information about your accounts and transactions. Today, through the power of the Internet and mobile devices, we are able to offer cutting-edge business solutions that give you access to banking information – virtually Anytime, Anywhere.
Business B@nking Basic gives you online access to account information and allows you to transfer funds, pay bills, download information, receive your statements and notices electronically, and view and enter stop payments. We also offer additions to this service with Business B@nking Advantage such as:
- Initiating and managing ACH (Automated Clearing House) transactions including payments to others and direct deposits for employees
- Initiating wire transfers from your computer
iPay Business is designed to streamline the day-to-day administration of small businesses. Below are some of the ways it can benefit you by giving you increased control, greater flexibility, and more time to spend on your business and family all without a fee.
- Pay your business' bills online virtually anytime, anywhere
- Delegate payment tasks and set permission controls so you decide who makes payments, what payments are made, and the maximum payment amount
- Run audit reports and customize them for the payment information you need
- Track spending and payment history in just a few clicks
- Greatly reduce your paperwork and minimize manual record keeping
All you need is a mobile device to bank and make deposits virtually anywhere at any time! Our Mobile Banking solutions are secure, quick, FREE1, and offer you the convenience of banking using our mobile apps for iPhone®, iPad®, or Android™.
Our debit card gives you a FREE, convenient, and secure way to pay for your purchases or recurring bills (cell phone, insurance, utilities, etc.) from your business checking account. Use it at ATMs to get the cash you need – and use it instead of checks anywhere you see the MasterCard® logo (that’s over 29 million businesses worldwide).
What do you want most from your credit card? Now you have a choice. We offer VISA® credit cards with many different options.
Once you have Business B@nking Basic, these FREE services enable you to receive your statements and notices electronically rather than through the mail. They deliver a convenient, more secure way to stay up to date with your accounts.
There are many different reasons you may need to send money. Get your funds where you need them quickly and securely with our wire transfer service.
With this service, making deposits into your account is easy, quick, and convenient. You are able to make deposits from your desk or, with the use of our Mobile Express Deposit app5, through your mobile device. Express Deposit makes managing your cash flow easier with the ability to setup multiple users and by providing an audit trail with enhanced reporting.
Merchant Solutions (TSYS® Merchant SolutionsSM)
Through our partnership with TSYS, we can offer a payment processing program that provides businesses with many options for accepting debit and credit card transactions, whether in person, by phone, or online. TSYS has the equipment needed for the conversion to EMV® (Europay MasterCard Visa) payment acceptance. Using this technology we can offer:
- Traditional payment processing with scanners
- Mobile payment processing with Mobile Payment Acceptance
- Internet payment processing
With any of these methods you will be able to accept credit, debit, mobile, or EBT payments. Learn more >>
Call 706.729.0024 in Georgia or 803.649.0048 in South Carolina for your 24-hour telephone connection to the banking information you need most often. You can quickly make account balance inquiries, review current transactions, verify deposits and transactions, verify interest paid and earned during tax time, obtain rate information, transfer funds between accounts, and even request to have a statement faxed to you.
1 You may be charged access fees by your mobile provider based on your individual plan. Check with your mobile provider for details on specific fees and charges.
2 The total number of Qualifying Items that can be transmitted to us with Business Mobile Deposit is limited to 5 per day / 20 per month with a total dollar amount limit of $3,000 per day / $10,000 per month. Please refer to full agreement for more details. If you are a new account holder and your account has been in good standing for at least 30 days, you will be automatically enrolled for Business Mobile Deposits.
3 Other institutions’ ATM fees may apply. To obtain a MasterMoney® Debit Card, you must be at least 16 years of age. If under 18 years of age, parent or guardian approval is required.
4 The creditor and issuer of these cards is Elan Financial Services, pursuant to Visa U.S.A Inc.
5 In order to access the mobile capabilities of Express Deposit you must first set-up the service within the Express Deposit administration.
iPhone and iPad are registered trademarks of Apple Inc. Android is a trademark of Google Inc. TSYS is a service mark of Total System Services, Inc. VISA is a registered trademark of Visa Inc. EMV is a registered trademark of EMVCo LLC in the United States and other countries.