To run your business efficiently, you need instant access to information about your accounts and transactions.  Today, through the power of the Internet and mobile devices, we are able to offer cutting-edge business solutions that give you access to banking information – Anytime, Anywhere.


Business B@nking Basic gives you FREE online access to a host of information about your account including current transactions or a specific range of transactions, account statements, check images, and rate information.

You can also transfer funds, download the prior day’s information, download account activity into money management programs like QuickBooks® and Quicken®, and view and enter stop payment requests.

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Business B@nking Advantage

In addition to the features of Business B@nking Basic, you may make wire transfers without having to enter a branch or make a phone call. You can also initiate automated clearing house (ACH) transactions including payments and direct deposit for employees. 

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All you need is a mobile device to bank anywhere at any time! Our Mobile Banking solutions are quick, FREE1, and offer you the convenience of banking your way…through text banking, web banking, or using our mobile iPhone™ or Droid™ app.

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Our debit card gives you a FREE, convenient, and secure way to pay for your purchases or recurring bills (cell phone, insurance, utilities, etc.) from your business checking account. Use it at ATMs to get the cash you need – and use it ­­­instead of checks anywhere you see the MasterCard® logo (that’s over 29 million businesses worldwide).

Credit Cards

Whether you prefer earning cash back on all of your purchases, identity theft resolution services, extended warranties on purchases, or simply the convenience of delaying payment for purchases, we have a credit card solution that is right for you.

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Save on postage stamps, stop writing checks, and bank on your schedule with FREE online Bill P@y. You can pay any person or business in the U.S. over our secure website, set up single or recurring payments, track payments automatically, and view payments online.

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Once you have Business B@nking Basic, these FREE services enable you to receive your monthly statements and periodic notices electronically rather than through the mail. They deliver a convenient, more secure way to stay up to date with your accounts.

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Wire Transfers

There are many different reasons you may need to send money. Get your funds where you need them quickly and securely with our wire transfer service.

Express Deposit can save you time, save you money, and help streamline your record keeping. With a PC, Internet connection, and desktop scanner you can deposit all types of checks electronically—eliminating the need to go to the bank and providing quicker access to your funds.

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Merchant Services

Merchant Services offers many payment processing programs that provide businesses with several options for accepting debit and credit card transactions whether in person or online. For more information, please call 706.738.6990 in Georgia or 803.649.4240 in South Carolina or click here to fill out our "Contact Us" form.

Telephone Banking

Call 706.729.0024 in Georgia or 803.649.0048 in South Carolina for your 24-hour telephone connection to the banking information you need most often. You can quickly make account balance inquiries, review current transactions, verify deposits and transactions, verify interest paid and earned during tax time, obtain rate information, transfer funds between accounts, and even get a statement faxed to you.


P-Cards >>

Control, monitor, and manage expenditures! Our P-Card will simplify your finances!

Business Savings >>

Every business should plan for those unexpected expenses. Open your safe, flexible, business savings today!

Business Loans >>

Considering a purchase, refinance to lower payments, or simply a line of credit for cash flow needs? Let us help.