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Buying a Home

Whether you are planning to purchase your first or your next home, we have financing solutions available.  Georgia Bank & Trust has offices located in Augusta and Savannah, GA, all staffed with Mortgage Specialists available to help meet your home lending needs.

If you are just beginning your search, we encourage you to get prequalified for a loan so that you know ahead of time how much you can afford.  Plus, prequalification makes the application process quick and easy once you do find the right home.

To get prequalified, you will need to provide the following information:

  • Name
  • Social Security Number
  • Address
  • Phone Number
  • Monthly Income
  • Debt

For a complete explanation of the loan process including documents required, definitions of mortgage terms, as well as a list of all our mortgage options, click continue.

Additionally, many homeowners look for ways to finance major home improvement projects.  We offer Home Equity Lines of Credit (HELOCs) to help you pay for major renovations, home additions, etc.

Call us today to inquire about our current rates and/or to apply:
(706) 738-6990 or 1-888-GaBank1.

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