Wealth needs to be managed, protected, and some day…transferred.

Banking and investment solutions should work together to give you the maximum benefits of both. That’s why we’ve established a team of experienced financial professionals committed to helping our clients maintain and build greater wealth by creating customized plans using a comprehensive approach. Our services extend to clients who are working toward securing future wealth as well as to those who have already attained sizable wealth.

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Financial Planning

Financial planning is the cornerstone to creating a stable future and gaining financial freedom.

We will help you make decisions about your financial future by mapping out your investment objectives and discussing your goals, time horizons, and comfort with investment risk.

By looking at your complete financial picture, we can assess your current financial needs and recommend a direction for the future, while setting a plan to actively review and adjust based on changes that occur. Contact us today at 706.739.1355.

Retirement Planning

Today, we are living longer, giving us more time to enjoy our retirement years. It’s never too late or early to start planning.

Our team of licensed and certified financial professionals will help you design a financial plan suited to your specific vision of the future. Our team specializes in 401(k) investing, Roth IRAs, Traditional IRAs, and annuities. So if your retirement conjures up visions of opening a business, traveling the world, or simply spending lazy days in a rocking chair, our team can help. Contact us today at 706.739.1355.


Life insurance can be the foundation of a sound financial plan.

However, determining how much coverage you need is sometimes easier said than done. To make the most accurate assessment, we will work with you to evaluate your needs and the needs of your family – related to life, health, or long-term care insurance. Contact us today at 706.739.1355 to discuss your options.

Fixed Income Investing

Having a constant return on investment can be an important piece of your financial puzzle. We have a member of our team who specializes in fixed income investing to include government bonds, municipal bonds, and FDIC insured Certificates of Deposit. For more information, contact us today at 706.739.1355.

Education Planning

Although the obstacles may seem numerous, there are ways to begin saving for a college education. Today, education savings vehicles are plentiful and diverse, with a broad range of tax benefits and consequences, financial aid implications, contribution limits, and asset flexibility.

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Retirement Plans (401(k), SEP, SIMPLE)

As a cost conscious owner of a business, you may think a retirement plan is a luxury. Actually, it’s a benefit for you and your employees that you can’t afford to pass up.

Funded wholly or in part by tax-deductible contributions, a retirement plan can help to reduce your business taxes, build vital personal retirement savings, and provide an attractive benefit to recruit, reward, and retain valuable employees. We offer retirement plans in various shapes and sizes because not every business is the same. Plans include SEP, SIMPLE IRA, 401(k), age weighted, new comparability, etc. We have the right plan for your business structure and your employees. Contact us today at 706.739.1355 to discuss your options.


As a business owner, you need to ensure that you have adequate insurance coverage to protect family, business partner(s), and key employees. So no matter what the future holds, your business can continue to provide for those who depend on it.

Succession Planning

For many individuals their business is their retirement plan. Determining the best way to wind down or transfer your business intergenerationally is an emotional decision with very real financial implications. We are here to provide objective advice during this crucial decision making process. Contact us today at 706.739.1355 to discuss your options.

Foundations and Endowments

Community involvement is an integral part of the GB&T Financial Services culture. As such, our financial professionals offer a variety of Wealth Management services to foundations and endowments. Services range from fixed income management to full portfolio management, policy review, and performance monitoring. Current clients include universities, hospitals, and non-profit entities. Contact us today at 706.739.1355 to find out more.

Collateral Accounts (loan securitization and bonding)

Most businesses need collateral for loans, bonding, or both. Our investment accounts can be established as collateral accounts, and we offer a variety of assets that can be used for bonding purposes (FDIC insured CDs, government agency bonds, government repo securities, etc). Contact us today at 706.739.1355 to discuss your options.


Securities are offered through LPL Financial, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Investment Advice offered through WealthPLAN Partners, a registered investment advisor. WealthPLAN Partners and GB&T Financial Services are separate entities from LPL Financial. Georgia Bank & Trust Company of Augusta and Southern Bank & Trust, a division of Georgia Bank & Trust Company of Augusta, are not registered broker-dealers and are not affiliated with LPL Financial.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:
AL | AZ | CA | CO | DE | FL | GA | IA | IN | KS | KY | LA | MD | MI | MO | MS | NC | NH | NY | OH | PA | SC | TN | TX | VA | WI

Not FDIC Insured

Not Bank Guaranteed

May Lose Value

Not a Bank Deposit

Not Insured by Any Federal Government Agency

LPL Account View >>

Access your LPL account from here.

Helpful Calculators

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These results are approximate and are intended for your information only; they are not an endorsement or offering. The accuracy of the results is not guaranteed by this bank and is only meant to be an approximate guideline.

Trust >>

Preserve your legacy. Our Trust professionals will guide you to financial preservation and ensure your business and family are protected.

Mortgage >>

Making a move, just got easier! Competitive rates, tax benefits, and mortgage professionals to get you on the move to your new home today!