As you continue to plan for the future, your thoughts may naturally turn toward preserving your assets for future generations.  As a fully local trust operation, we have the resources readily available to meet all of your estate and trust administration needs. We are experts in financial management with proven results.  Our objective is to maintain and maximize your wealth and to help you secure your financial legacy well into the future. As you make preparations, we invite you to investigate the local trust options we offer. Contact us today at 706.739.1080 to schedule your confidential appointment.

Estate Planning

Having a tax-efficient plan for the distribution of assets to your heirs may allow them to keep more of the money you accumulated during your lifetime. The objective of estate planning is to conserve and transfer your assets through a logical process that helps reduce legal entanglements and taxes while increasing the wealth transferred to your beneficiaries. Estate planning can include, but may not be limited to, any of the following:

  • Wills
  • Trusts
  • Advanced health care directive
  • Charitable gifts (lifetime and planned in your estate)

Asset Management

We use a consultative approach to determine your appropriate asset allocation (mix of stocks and bonds). Having established advisory relationships with superior investment managers, we provide a full range of portfolio management services utilizing individually managed securities and mutual funds.

Foundations and Endowments

Community involvement is an integral part of our culture. As such, our trust professionals offer a variety of services to foundations and endowments. Services range from fixed income management to full portfolio management, policy review, and performance monitoring. Current clients include universities, hospitals, non-profit entities, charitable family entities, etc.

Personal Banking Services

Among the many benefits of having a completely local wealth management team is the advantage of having personal bankers in this community to assist you with the details that inevitably arise from multi-faceted financial situations. Our personal bankers are experienced in fulfilling the unique needs that accompany more complex financial structures.

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Investments and insurance products are:

Not FDIC Insured

Not Bank Guaranteed

May Lose Value

Not a Bank Deposit

Not Insured by Any Federal Government Agency

Trust Account >>

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Helpful Calculators

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These results are approximate and are intended for your information only; they are not an endorsement or offering. The accuracy of the results is not guaranteed by this bank and is only meant to be an approximate guideline.